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About us

  Mailing Address

Granite Community Bank
202 2nd Ave So
P.O. Box 416
Cold Spring, MN, 56320

  Mailing Address: Rockville Branch

Granite Community Bank / Rockville
PO Box 1
205 Broadway St. East
Rockville, MN, 56369

Granite Community Loan Center

155 Lake Ave N
Spicer, MN, 56288
(320) 796-2265

 Hours of Operation






8:00 - 4:00

7:30 - 5:30

8:30 - 4:00






8:00 - 5:00

7:30 - 6:00

8:30 - 5:00



8:00 - 12:00



The mission of Granite Community Bank is to provide personalized financial services to businesses, organizations and individuals of the communities we serve and the surrounding area.

To accomplish this mission we will market a variety of sound, responsive and creative consumer and business products and services within an environment that stresses value-added quality and personalized customer service.

In meeting our customer needs, we will underwrite and encourage the economic growth in our area and ensure a challenging and personally rewarding work environment for our employees.


  • H.A. Barnes first chartered The First National Bank of Cold Spring under the name of State Bank of Cold Spring on May 2, 1902, with beginning assets of $11,000. Three years later the bank was renamed The First National Bank of Cold Spring and reached assets of $35,000.
  • In 1906 Anton Muggli became President and served until his death in 1924, at which time his son Anton E. Muggli succeeded him.
  • In March of 1925, bank robbers blew up the bank stealing a sum of money and scattering coins in the explosion.
  • The bank's financial statement of 1934 listed assets of $250,894 and in 1943 listed assets were $873,118.
  • In 1946 Fred V. Stein, who had been working at the bank since 1906 as a cashier, became President and served until his death in 1959.
  • In February of 1960, S. J. Muggli was elected President. During his presidency the existing building was enlarged, and by the end of his term in 1974, assets grew to $11,200,000.
  • F.E. Stein was elected President in 1975 and served until 1983, when assets were listed at $27,232,000.
  • In 1978 the bank expanded and added a branch bank in downtown Rockville .
  • In December of 1983, Glenn D. Heitzman purchased the bank and managed the bank as President, CEO and Chairman of the Board.
  • In March, 2010, Gerald Reiter joined the bank as President and CEO. The assets of the bank in December, 2011, have grown to $75,000,000.
  • Today there are currently 32 employees at Granite Community Bank, including the Rockville Branch, Mortgage Department, Cetera Investment Services and The First National Insurance Agency.


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GCB Message Board
Granite Community Bank NMLS #412732
202 2nd Ave So, P.O. Box 416, Cold Spring, MN  56320
Direct:  (320) 685-8611
Toll Free:  (800) 685-4004
Fax:  (320) 685-5265
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